:root{--black:#0b0b0b;--gold:#c9a64b;--orange:#ff8d09;--text:#202020}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.55 Arial,Helvetica,sans-serif;color:var(--text)}a{color:inherit;text-decoration:none}.container{width:min(1100px,calc(100% - 36px));margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:#fff;z-index:100;padding:10px}.site-header{background:var(--black);color:#fff}.header-inner{height:132px;display:flex;align-items:center;justify-content:space-between;gap:32px}.logo img{width:245px;height:auto;display:block}.site-header nav{display:flex;align-items:center;gap:clamp(20px,3.4vw,58px)}.site-header nav a{font-size:16px}.site-header nav a:hover{color:var(--gold)}.menu{display:none}.hero{min-height:590px;background:linear-gradient(90deg,rgba(0,0,0,.51),rgba(0,0,0,.2)),url('casa-hero.webp') center/cover;display:grid;place-items:center;padding:40px 18px;color:#fff;text-align:center}.hero-shade{background:rgba(10,10,10,.34);width:min(990px,100%);padding:40px 58px 90px}.hero h1{font-size:clamp(30px,3vw,42px);line-height:1.16;margin:0 auto 28px;max-width:780px;font-weight:800}.hero p{font-size:clamp(18px,1.7vw,22px);line-height:1.25;font-weight:700;max-width:780px;margin:0 auto 86px}.orange-button{display:inline-block;border:0;border-radius:5px;background:var(--orange);color:#fff;padding:17px 20px;font-size:20px;font-weight:800;cursor:pointer}.orange-button:hover{background:#e87800}.benefits{background:#080808;color:#fff;padding:36px 0 76px;text-align:center}.benefits h2{color:var(--gold);font-size:clamp(28px,3vw,40px);line-height:1.16;margin:0 auto 56px;max-width:980px}.benefit-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:32px}.benefit-grid article{padding:4px}.circle{display:grid;place-items:center;background:var(--gold);color:#fff;border:2px solid white;border-radius:50%;width:78px;height:78px;margin:0 auto 16px;font-size:22px;font-weight:700}.benefit-grid h3{font-size:19px;margin:10px 0}.benefit-grid p{color:#ddd}.about,.services,.materials,.contact{padding:84px 0}.about-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:68px;align-items:center}.about-mark{min-height:400px;background:#101010;color:var(--gold);display:flex;flex-direction:column;align-items:center;justify-content:center}.about-mark span{font-family:Georgia,serif;font-size:clamp(38px,5vw,70px);letter-spacing:.06em}.about-mark small{font-family:Georgia,serif;color:#fff;letter-spacing:.07em}.kicker{color:var(--gold);font-weight:700;letter-spacing:.17em;font-size:14px}.about h2,.services h2,.materials h2,.contact h2{font-size:clamp(34px,4vw,50px);line-height:1.15;margin:8px 0 26px}.about p,.about li{color:#4a4a4a}.text-link{color:#a47f24;font-weight:700}.services{background:#f4f4f4;text-align:center}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;text-align:left;margin:45px 0}.service-grid a{background:#fff;border-top:4px solid var(--gold);padding:28px;min-height:190px;transition:transform .2s}.service-grid a:hover{transform:translateY(-4px)}.service-grid span{color:#a47f24;font-weight:700}.service-grid h3{font-size:23px;margin:14px 0 5px}.service-grid p{color:#555;margin:0}.materials{text-align:center;background:#111;color:#fff}.materials p:last-child{color:#ddd}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:65px}.contact-grid>div>a,.contact-grid>div>span{display:block;margin:12px 0}.contact form{display:grid;gap:12px}.contact label{font-weight:700;font-size:14px}.contact input,.contact textarea{display:block;width:100%;border:1px solid #aaa;border-radius:4px;padding:12px;margin-top:5px;font:inherit}.contact form small{color:#555}.contact form small a{text-decoration:underline}.contact form button{font-size:17px}footer{background:#070707;color:#ddd;padding:28px 0}.foot{display:flex;justify-content:space-between;gap:16px}.foot a{margin-left:18px}.whatsapp{position:fixed;right:22px;bottom:22px;border-radius:50px;background:#25d366;color:#fff;font-size:13px;font-weight:700;padding:17px;box-shadow:0 4px 14px #0005}a:focus-visible,button:focus-visible{outline:3px solid var(--orange);outline-offset:3px}@media(max-width:820px){.header-inner{height:auto;min-height:90px;flex-wrap:wrap}.logo img{width:190px}.menu{display:block;margin-left:auto;border:0;color:#fff;background:none;font-size:27px}.site-header nav{display:none;width:100%;padding:0 0 22px;flex-direction:column;align-items:flex-start;gap:10px}.site-header nav.open{display:flex}.benefit-grid,.service-grid{grid-template-columns:repeat(2,1fr)}.about-grid,.contact-grid{grid-template-columns:1fr}}@media(max-width:560px){.hero{min-height:590px}.hero-shade{padding:28px 16px 42px}.hero p{margin-bottom:40px}.orange-button{font-size:17px}.benefit-grid,.service-grid{grid-template-columns:1fr}.about,.services,.materials,.contact{padding:65px 0}.foot{flex-direction:column}}
/* Refinamento da página principal */
html{scroll-padding-top:30px}.container{width:min(1160px,calc(100% - 48px))}.site-header{position:relative;z-index:3}.header-inner{height:108px}.logo img{width:225px}.site-header nav a{font-weight:600;transition:color .2s}.hero{min-height:650px;background-position:center 55%;padding:56px 24px}.hero-shade{width:min(970px,100%);padding:42px 58px 54px;background:rgba(3,5,7,.48);border:1px solid rgba(255,255,255,.18);backdrop-filter:blur(2px)}.hero h1{font-size:clamp(34px,3.4vw,49px);max-width:840px;line-height:1.12;letter-spacing:-.025em;margin-bottom:23px}.hero p{max-width:680px;margin-bottom:36px;font-size:clamp(17px,1.7vw,21px);font-weight:500;line-height:1.4}.orange-button{box-shadow:0 10px 26px rgba(0,0,0,.15);transition:transform .2s,background .2s}.orange-button:hover{transform:translateY(-2px)}.benefits{padding:78px 0 92px}.benefits .kicker{color:#e5c86d}.benefits h2{max-width:800px;font-size:clamp(32px,3.5vw,46px);margin:0 auto 50px}.benefit-grid{gap:22px}.benefit-grid article{border:1px solid rgba(201,166,75,.25);padding:28px 20px 23px;text-align:left;background:#111}.circle{margin:0 0 20px;width:54px;height:54px;background:transparent;border:1px solid var(--gold);color:var(--gold);font-size:17px}.benefit-grid h3{margin:0 0 9px;font-size:21px}.benefit-grid p{margin:0;color:#ccc;line-height:1.55}.about-grid{grid-template-columns:.9fr 1.1fr}.about-photo{min-height:530px;background:linear-gradient(180deg,rgba(0,0,0,0) 44%,rgba(0,0,0,.72)),url('planejamento-editorial.webp') center/cover;display:flex;align-items:flex-end;padding:35px;color:#fff}.about-photo span{font-weight:700;font-size:clamp(20px,2.2vw,29px);line-height:1.2;max-width:330px}.about ul{padding-left:20px;margin-bottom:22px}.about li{padding:4px 0}.services{background:#f5f5f3}.services h2{margin-bottom:10px}.section-lead{color:#575757;font-size:18px;max-width:620px;margin:0 auto}.service-grid{gap:16px;margin:42px 0}.service-grid a{position:relative;min-height:205px;border:1px solid #e1dfda;border-top:3px solid var(--gold);box-shadow:0 7px 23px rgba(0,0,0,.035)}.service-grid a:after{content:'→';position:absolute;bottom:22px;right:26px;color:#aa8025;font-size:21px}.service-grid p{max-width:230px}.materials{background:#121212}.materials .container{max-width:750px}.materials .text-link{color:#f4cb70;display:inline-block;margin-top:14px}.contact{background:#fff}.contact-grid>div>a{font-weight:700;color:#775713}.contact form{background:#f7f7f5;padding:30px;border:1px solid #e9e7e2}.contact input:focus,.contact textarea:focus{outline:2px solid var(--gold);outline-offset:1px}.contact form .orange-button{justify-self:start}.whatsapp{font-size:14px;z-index:5}
@media(max-width:820px){.header-inner{height:auto;min-height:92px}.logo img{width:190px}.hero{min-height:580px}.about-grid,.contact-grid{grid-template-columns:1fr}.about-photo{min-height:400px}.benefit-grid,.service-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.container{width:min(100% - 32px,1160px)}.hero{padding:24px 14px;min-height:580px}.hero-shade{padding:32px 18px}.hero h1{font-size:34px}.hero p{margin-bottom:29px}.benefits{padding:62px 0}.benefit-grid,.service-grid{grid-template-columns:1fr}.about-photo{min-height:350px}.contact form{padding:20px}.whatsapp{right:12px;bottom:12px}}
/* Seguro de vida e refinamento da identidade */
.site-header nav a[aria-current=page]{color:var(--gold)}.life-feature{background:#0b0b0b;color:#fff;padding:0}.life-feature-grid{width:100%;max-width:none;display:grid;grid-template-columns:1fr 1fr;gap:0}.life-image{min-height:620px;background:url('seguro-familia.webp') center/cover}.life-feature-copy{max-width:640px;padding:85px clamp(32px,6vw,100px);align-self:center}.life-feature-copy h2,.life-intro h2,.life-coverages h2,.life-process h2,.life-conversation h2{font-size:clamp(34px,4vw,54px);line-height:1.12;letter-spacing:-.025em;margin:12px 0 24px}.life-feature-copy>p:not(.kicker){font-size:18px;color:#ddd;max-width:520px}.life-feature-points{display:flex;flex-wrap:wrap;gap:9px;margin:28px 0 34px}.life-feature-points span{border:1px solid #6b6044;border-radius:100px;padding:8px 13px;font-size:13px;color:#e6d3a0}.life-hero{position:relative;color:#fff;min-height:630px;background:linear-gradient(90deg,rgba(0,0,0,.89) 0%,rgba(0,0,0,.68) 43%,rgba(0,0,0,.16) 100%),url('seguro-familia.webp') center/cover;display:flex;align-items:center}.life-hero-inner{padding:85px 0}.life-hero h1{font-size:clamp(40px,5vw,69px);line-height:1.06;letter-spacing:-.035em;max-width:735px;margin:10px 0 24px}.life-hero p:not(.kicker){font-size:19px;line-height:1.45;max-width:650px;margin-bottom:32px;color:#f0eee9}.life-intro{padding:105px 0;background:#fff}.life-intro-grid{display:grid;grid-template-columns:1fr 1fr;gap:90px}.life-intro-grid>div:last-child{padding-top:30px;font-size:18px;color:#484848}.life-coverages{background:#f4f3ef;padding:100px 0}.life-coverages h2{max-width:750px}.coverage-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin:46px 0 24px}.coverage-grid article{background:#fff;padding:29px 25px;border-top:4px solid var(--gold);min-height:285px}.coverage-grid span{color:#977318;font-weight:700}.coverage-grid h3{font-size:24px;line-height:1.2;margin:35px 0 12px}.coverage-grid p{color:#555;margin:0}.coverage-note{font-size:14px;color:#5d5d5d;max-width:850px}.life-process{background:#111;color:#fff;padding:105px 0}.life-process-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:90px}.life-process-grid>div>p:last-child{color:#ddd;font-size:18px}.life-process ol{counter-reset:step;list-style:none;margin:0;padding:0}.life-process li{display:grid;grid-template-columns:160px 1fr;gap:15px;padding:20px 0;border-bottom:1px solid #444}.life-process li:first-child{border-top:1px solid #444}.life-process li strong{color:#e4c371;font-size:18px}.life-process li span{color:#ddd}.life-conversation{padding:105px 0;background:#fff}.life-conversation-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:90px;align-items:center}.life-conversation-grid>div:first-child>p:not(.kicker){font-size:18px;color:#555;max-width:570px;margin-bottom:30px}.life-contact-card{background:#141414;color:#fff;padding:42px;display:flex;flex-direction:column;align-items:flex-start}.life-contact-card span{font-size:13px;color:var(--gold);letter-spacing:.12em;text-transform:uppercase}.life-contact-card strong{font-size:29px;margin:25px 0 3px}.life-contact-card p{color:#ccc}.life-contact-card a{color:#fff;margin-top:10px;overflow-wrap:anywhere}.life-contact-card small{color:#aaa;margin-top:24px}
@media(max-width:950px){.site-header nav{gap:17px}.site-header nav a{font-size:14px}.logo img{width:190px}.life-feature-grid{grid-template-columns:1fr 1fr}.life-image{min-height:560px}.life-feature-copy{padding:45px 30px}.coverage-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:820px){.life-feature-grid,.life-intro-grid,.life-process-grid,.life-conversation-grid{grid-template-columns:1fr;gap:32px}.life-image{min-height:390px}.life-feature-copy{max-width:none;padding:56px 32px 68px}.life-intro,.life-coverages,.life-process,.life-conversation{padding:75px 0}.life-hero{min-height:570px;background-position:60% center}.life-process li{grid-template-columns:140px 1fr}}@media(max-width:560px){.life-image{min-height:300px}.life-feature-copy{padding:48px 20px 58px}.life-hero{min-height:640px;background:linear-gradient(90deg,rgba(0,0,0,.82),rgba(0,0,0,.55)),url('seguro-familia.webp') center/cover}.life-hero h1{font-size:40px}.life-hero p:not(.kicker){font-size:17px}.coverage-grid{grid-template-columns:1fr}.coverage-grid article{min-height:0}.life-process li{grid-template-columns:1fr;gap:4px}.life-contact-card{padding:30px 24px}}
/* Páginas internas */
:root{--green:#111;--green2:#222;--paper:#f7f6f3;--paper2:#eceae3;--gold:#c9a64b;--muted:#535b56}.pageHero{background:#111;color:#fff;padding:82px 0}.pageHero .eyebrow{color:var(--gold)}.pageHero p{color:#e2e2e2}.pageHero h1{max-width:960px}.serviceDetail span{color:#95721e}.serviceDetail{scroll-margin-top:25px}.section{padding:90px 0}.btn-primary{background:var(--orange)}.btn-primary:hover{background:#df7800}.cta{background:#111}.dark{background:#111}.about{background:#fff}.footer{background:#070707}.legal{background:#151515}.prose{padding-bottom:75px}.prose h2{color:#181818}.foot a{color:#ddd}.foot a:hover{color:var(--gold)}
/* Jornada de atendimento e perguntas frequentes */
.how{padding:100px 0;background:#eae8e1}.how-heading{display:grid;grid-template-columns:1.25fr .75fr;gap:65px;align-items:end}.how h2,.life-faq h2{font-size:clamp(34px,4vw,54px);line-height:1.1;letter-spacing:-.025em;margin:9px 0 0}.how-heading>p{font-size:18px;color:#4d4d4d;max-width:390px}.how-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:17px;margin:45px 0 26px}.how-grid article{background:#fff;border-top:3px solid var(--gold);padding:26px;min-height:235px}.how-grid span{color:#96731d;font-weight:800;font-size:15px}.how-grid h3{font-size:25px;margin:35px 0 10px}.how-grid p{margin:0;color:#515151}.how>.container>.text-link{display:inline-block;margin-top:10px}.life-faq{padding:100px 0;background:#f5f4f0}.life-faq-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:85px}.life-faq-grid>div:first-child>p:last-child{font-size:17px;color:#555;max-width:440px}.faq-list{border-top:1px solid #d5d2cb}.faq-list details{border-bottom:1px solid #d5d2cb;padding:0 4px}.faq-list summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:20px;padding:23px 0;font-size:18px;font-weight:700}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:'+';font-size:28px;line-height:1;color:#a47b1d;font-weight:400}.faq-list details[open] summary:after{content:'−'}.faq-list details p{color:#555;margin:0 0 24px;max-width:650px}.faq-list summary:focus-visible{outline:3px solid var(--orange);outline-offset:3px}
@media(max-width:820px){.how-heading,.life-faq-grid{grid-template-columns:1fr;gap:14px}.how-grid{grid-template-columns:repeat(3,1fr)}.how-grid article{padding:20px}.how-grid h3{font-size:21px}}@media(max-width:650px){.how,.life-faq{padding:70px 0}.how-grid{grid-template-columns:1fr}.how-grid article{min-height:0}.how-grid h3{margin:18px 0 9px}}
/* Fotografia do consultor e cartões de serviços compactos e uniformes */
.about-photo{background:#080808;position:relative;overflow:hidden;isolation:isolate}.about-photo>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 22%;z-index:-1}.about-photo:before{content:"";position:absolute;inset:48% 0 0;background:linear-gradient(transparent,rgba(0,0,0,.78));z-index:-1}.about-photo span{position:relative;text-shadow:0 1px 9px rgba(0,0,0,.8)}
.service-grid{align-items:stretch}.service-grid a{padding:0 0 19px;min-height:0;overflow:hidden;display:flex;flex-direction:column}.service-grid a>img{order:0;display:block;width:100%;height:170px;object-fit:cover;object-position:center;background:#e9e6df;transition:none}.service-grid a>span{order:1;margin:13px 20px 0}.service-grid a>h3{order:2;margin:5px 20px 6px;font-size:21px;line-height:1.2}.service-grid a>p{order:3;margin:0 20px;padding:0 18px 0 0;max-width:none;font-size:15px;line-height:1.42}.service-grid a:after{bottom:16px;right:16px}.service-grid a:hover>img{transform:none}.service-grid a:nth-child(1)>img{object-position:50% 35%}.service-grid a:nth-child(2)>img{object-position:85% 64%}.service-grid a:nth-child(3)>img{object-position:74% 38%}.service-grid a:nth-child(4)>img{object-position:50% 24%}.service-grid a:nth-child(5)>img{object-position:48% 68%}.service-grid a:nth-child(6)>img{object-position:74% 42%}
@media(max-width:560px){.service-grid a>img{height:190px}.service-grid a{padding-bottom:22px}}
/* Aviso financeiro e atendimento flutuante */
.financial-disclaimer{border-top:1px solid rgba(201,166,75,.3);margin-top:23px;padding-top:20px;color:#c5c5c5;font-size:13px;line-height:1.55}.financial-disclaimer strong{display:block;color:var(--gold);font-size:14px;margin-bottom:5px}.financial-disclaimer p{margin:0;max-width:1000px}.whatsapp{display:flex;align-items:center;gap:0;position:fixed;right:20px;bottom:20px;z-index:20;padding:0;background:transparent;border-radius:44px;color:#fff;box-shadow:none;font-size:15px;filter:drop-shadow(0 5px 12px rgba(0,0,0,.28))}.whatsapp-avatar{width:76px;height:76px;display:grid;place-items:center;flex:none;border:3px solid var(--gold);border-radius:50%;background:#211b14;overflow:hidden;position:relative;z-index:1}.whatsapp-avatar img{display:block;width:100%;height:100%;object-fit:cover;object-position:center 22%}.whatsapp-label{margin-left:-10px;background:#0b0b0b;border:1px solid var(--gold);border-radius:0 30px 30px 0;padding:10px 16px 10px 22px;font-weight:800;white-space:nowrap}.whatsapp:hover .whatsapp-label{background:#332714}.whatsapp:focus-visible{outline:3px solid var(--orange);outline-offset:4px}
@media(max-width:560px){.financial-disclaimer{font-size:12px}.whatsapp{right:12px;bottom:max(12px,env(safe-area-inset-bottom))}.whatsapp-avatar{width:62px;height:62px}.whatsapp-label{font-size:13px;padding:8px 12px 8px 20px}}